20407 Harborgate Court #404, Cornelius, NC 28031 (MLS # 4357253)

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PRICE $649,000 dsIDX morgage calculator
BEDS 2
BATHS 2
HOME SIZE 1,279 sqft
LOT SIZE n/a

A RARE LAKE NORMAN OPPORTUNITY "” ONLY 10% DOWN WITH VERY FLEXIBLE SELLER FINANCING, DESIGNED AROUND YOUR PAYMENT NEEDS. Choose a payment structure that works for you with financing terms created to compete favorably with conventional lending "” but with much sweeter terms. Potential for significantly lower upfront costs and monthly payments compared to traditional financing. See financing comparison in attachments and contact listing agent for details. Big-water views are among the most coveted perspectives on Lake Norman "” and Residence #404 delivers one of the most breathtaking. Positioned in one of the few locations within the highly desirable Harborgate community where unobstructed sightlines stretch across the lake, this exceptional waterfront condominium captures approximately three miles of open-water views, creating a truly rare and dramatic backdrop for everyday living. Residence #404 is one of the very select homes within Harborgate that enjoys this remarkable long-range perspective, offering sweeping panoramic water views from the main living areas and private balcony. The ever-changing lake scenery "” from peaceful morning reflections to vibrant sunset skies "” becomes part of the experience of living here. Equally important for lake lovers, the property includes a deeded boat slip located just a short walk from the building, offering convenient and immediate access to Lake Norman. Boat slips in this area are highly desirable and can represent substantial value, making this an exceptional opportunity for buyers seeking both stunning views and true lake access. Inside, this two-bedroom, two-full-bath residence features gleaming hardwood floors throughout and fresh interior paint, creating a bright and welcoming interior. The open living and dining areas are designed to embrace the waterfront setting, drawing your eye directly toward the lake, while the lakeside balcony creates the perfect setting for morning coffee, evening dinners, or simply enjoying the expansive water views. Harborgate remains one of Lake Norman's most charming waterfront communities, offering a relaxed resort-style atmosphere with amenities that include a lakeside pool, private beach area, community docks, kayak and paddleboard launch, and clubhouse. The peaceful waterfront setting feels tucked away while remaining just minutes from Exit 28, Birkdale Village, dining, shopping, and I-77. Waterfront residences within Harborgate offering this caliber of long-range lake views combined with a deeded boat slip are extremely limited, making Residence #404 a rare opportunity to experience the very best of Lake Norman living.

TRACT Harborgate YEAR BUILT 1985
COMMUNITY Harborgate COUNTY Mecklenburg
STATUS Active PROPERTY TYPE(S) Condo/Townhouse/Co-Op

SCHOOLS
Elementary School Cornelius
Jr. High School Bailey
High School William Amos Hough


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Central Air, Heat Pump
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Disposal, Electric Range, Electric Water Heater
EXTERIOR Boat Slip, Dock, Storage
FIREPLACE Yes
HEAT Heat Pump
HOA DUES 362.21
INTERIOR Storage, Walk-In Closet(s)
LOT 0
LOT DESCRIPTION Waterfront
MLS STATUS Active
PARKING Assigned
SEWER Public Sewer
STORIES 1
SUBDIVISION Harborgate
UTILITIES Cable Available, Electricity Connected
VIEW Yes
VIEW DESCRIPTION Water
WATER Public
WATER ACCESS Lake Norman
WATERFRONT Yes
WATERFRONT DESCRIPTION Beach Access
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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CONTACT US ABOUT 20407 HARBORGATE COURT #404
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Listed with Southern Homes of the Carolinas, Inc
Date last updated: 6/1/26 2:46 PM PDT

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