987 Cold Mountain Road, Lake Toxaway, NC 28747 (MLS # 4354164)

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PRICE $3,250,000 dsIDX morgage calculator
BEDS 3
BATHS 3
HOME SIZE 2,338 sqft
LOT SIZE 26,136 sqft

Quaint cottage on an exceptional lot in Lake Toxaway Estates. Set on over half an acre of nearly level property that gently slopes to the shoreline of North Carolina's largest private lake, the home offers open water and full mountain views with Toxaway Mountain in the background. Tastefully updated and designed for easy living, the home features 3 bedrooms plus a flex room and an open living-dining-kitchen layout. Ideal for gathering with family and friends, most areas boast views over the lawn and out to the lake. The main level includes a primary suite and a secondary flex room/sleeping space with an ensuite bath, while an additional bedroom and bunkroom above share a connecting bath. Natural light fills the sunroom, and an additional enclosed porch provides a great space for casual entertaining, complete with grill, refrigerator, and prep area. Outside, the property truly stands out: a rare, nearly level lawn leads to a large stone waterfront seating area and covered dock for easy days on the water. Located just off Cold Mountain Road and set back along a winding driveway for privacy, this is a unique opportunity to own a lakefront home with wide water views in one of Lake Toxaway's most beautiful settings.

TRACT Lake Toxaway Estates YEAR BUILT 1973
COMMUNITY Lake Toxaway Estates COUNTY Transylvania
STATUS Active PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School T.C. Henderson
Jr. High School Rosman
High School Rosman


ADDITIONAL DETAILS
AIR Central Air, Electric
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Dryer, Electric Oven, Microwave, Washer
BASEMENT Crawl Space
EXTERIOR Boat Slip, Dock
FIREPLACE Yes
HEAT Electric, Forced Air, Propane
HOA DUES 5292
INTERIOR Open Floorplan, Storage
LOT 0.6 acre(s)
LOT DESCRIPTION Level, Views, Waterfront
LOT DIMENSIONS 0.6
MLS STATUS Active
PARKING Attached Carport, Driveway
SEWER Septic Tank
STORIES 2
SUBDIVISION Lake Toxaway Estates
VIEW Yes
VIEW DESCRIPTION Mountain(s), Water
WATER Well
WATER ACCESS Lake Toxaway
WATERFRONT Yes
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CONTACT US ABOUT 987 COLD MOUNTAIN ROAD
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Listed with Fisher Realty,Sapphire/Toxaway
Date last updated: 5/21/26 7:13 PM PDT

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