16631 Harbor View Road, Charlotte, NC 28278 (MLS # 4345664)

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PRICE $1,450,000 dsIDX morgage calculator
BEDS 3
BATHS 3.5
HOME SIZE 4,889 sqft
LOT SIZE 1.53 ac

Set along the peaceful shores of Lake Wylie just minutes from Charlotte, this rare waterfront estate offers the increasingly hard-to-find combination of private lakefront living with effortless access to the city. Tucked inside a quiet, protected cove with calm, usable water and beautiful main-channel sunset views, the property delivers an exceptional setting for both everyday living and weekend entertaining. The main residence sits on 1.53 secluded acres, with the opportunity to incorporate additional parcels bringing the potential total to approximately 4.97 acres of contiguous waterfront land, creating even greater privacy and long-term flexibility. Large-acreage waterfront properties this close to Charlotte are becoming increasingly scarce, making this a unique lifestyle and investment opportunity. Inside, a welcoming foyer opens to expansive living areas defined by soaring ceilings, grand stone fireplaces, and walls of windows that frame the surrounding water and wooded views. The main-level primary suite is privately positioned and generously scaled, featuring custom built-ins, sweeping lake views, and direct access to the covered rear deck"”an ideal setting for a future hot tub or screened outdoor retreat. Secondary bedrooms are thoughtfully placed for privacy, while multiple flex spaces allow for executive home offices, media rooms, fitness studios, or creative spaces. The lower level provides substantial storage perfectly suited for paddleboards, boating equipment, and all the essentials of lake living. Outdoor spaces are designed to maximize the waterfront setting, including a wraparound deck, screened porch, and lower-level patio that seamlessly extend the living areas outdoors. The private dock offers covered boat storage and a swim platform, making it easy to enjoy Lake Wylie's boating, swimming, and sunset cruising just steps from the home. Additional features include a powered detached shed ideal for a workshop, parking for 15+ vehicles, a whole-house generator, and major mechanical updates with HVAC systems and water heater replaced approximately four years ago. Whether preserved as a private waterfront retreat, expanded into a multigenerational family compound, or explored for future development potential, the scale, location, and water access of this property create a rare opportunity within minutes of Charlotte. Optional membership opportunities are available at The Palisades Country Club, adding golf, dining, and lifestyle amenities nearby. Conceptual renderings illustrating potential development on the adjacent parcels are available to help visualize the possibilities for this extraordinary Lake Wylie property.

TRACT None YEAR BUILT 1986
COMMUNITY None GARAGE SPACES 2.0
COUNTY Mecklenburg STATUS Active Under Contract
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Palisades Park
Jr. High School Southwest
High School Palisades


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Disposal, Down Draft, Electric Cooktop, Electric Oven, Microwave, Oven, Refrigerator, Trash Compactor, Washer/Dryer
BASEMENT Daylight, Finished, Interior Entry, Storage Space, Yes
EXTERIOR Dock, Storage
FIREPLACE Yes
GARAGE Attached Garage, Yes
HEAT Central
INTERIOR Kitchen Island, Walk-In Closet(s), Wet Bar
LOT 1.53 acre(s)
LOT DESCRIPTION Private, Waterfront, Wooded
LOT DIMENSIONS 1.53
MLS STATUS Active Under Contract
PARKING Driveway, Garage Door Opener, Garage Faces Side
SEWER Septic Tank
STORIES 1.5
SUBDIVISION None
VIEW Yes
VIEW DESCRIPTION Water
WATER Well
WATER ACCESS Lake Wylie
WATERFRONT Yes
MORTGAGE CALCULATOR
   

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Listed with McNulty Realty LLC
Date last updated: 4/7/26 9:01 PM PDT

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