16312 Cozy Cove Road, Charlotte, NC 28278 (MLS # 4321861)

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PRICE $2,950,000 dsIDX morgage calculator
BEDS 6
BATHS 6
HOME SIZE 6,218 sqft
LOT SIZE 1.01 ac

Nestled on over an acre of prime waterfront property in the coveted Palisades community"”without the constraints of an HOA"”this stunning retreat offers the perfect balance of privacy and optional access to nearby amenities. Designed for multigenerational living, this one-of-a-kind home is a haven for those seeking luxury, convenience, and seamless indoor-outdoor living. Step outside and prepare to be amazed. Your backyard oasis includes a sparkling PebbleTec pool and spa with a waterfall, LED lighting, and a sunning shelf, all surrounded by gorgeous hardscaping. Imagine evenings by the contemporary fire pit, hosting cookouts with the built-in grill, or simply relaxing while taking in breathtaking views of the lake from your private dock. Multiple outdoor spaces, including a covered porch off the main living area and a generous screened porch on the lower level, provide endless options for entertaining or unwinding. Inside, every detail has been thoughtfully curated. The two-story great room, anchored by a dramatic three-sided floor-to-ceiling stone fireplace, flows effortlessly into the dining area and chef's kitchen. Here, you'll find a 36" gas cooktop, double wall ovens, an oversized island with a breakfast bar, and a full-size side-by-side refrigerator and freezer. The main-level primary suite is a sanctuary, offering serene lake views through picture windows and a spa-like bathroom with a rain shower, stand-alone soaking tub, dual vanities, and a walk-in closet. The main level also includes two additional bedrooms with a Jack-and-Jill bath, a powder room, and a spacious laundry/mudroom with a pantry that connects to the three-car garage. Upstairs, you'll discover a fully appointed apartment with a living room overlooking the lake, a full kitchen, a laundry room, 1.5 baths, and plenty of space. The lower level/basement offers even more versatility, featuring a second two-bedroom, two-bath apartment complete with its own full kitchen and living area. Whether used as a guest suite, rec room, or entertainment hub, it's designed to adapt to your unique needs. Plus, with over 1,000 square feet of unfinished space and a one-car garage with a workshop, there's room for a home gym, storage, or all the toys to complement your lakefront lifestyle. This exceptional property is truly a rare find, offering unmatched flexibility and luxury in a serene lakefront setting. Don't miss the opportunity to make this retreat your forever home!

TRACT None YEAR BUILT 2019
COMMUNITY None GARAGE SPACES 4.0
COUNTY Mecklenburg STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Unspecified
Jr. High School Unspecified
High School Unspecified


ADDITIONAL DETAILS
AIR Central Air, Heat Pump, Multi Units
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Disposal, Electric Oven, Gas Cooktop, Refrigerator, Tankless Water Heater, Wine Refrigerator
BASEMENT Apartment, Daylight, Interior Entry, Partially Finished, Storage Space, Walk-Out Access, Yes
CONSTRUCTION Fiber Cement
EXTERIOR Dock, Fire pit, Gas Grill
FIREPLACE Yes
GARAGE Attached Garage, Yes
HEAT Central, Heat Pump, Natural Gas
INTERIOR Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
LOT 1.01 acre(s)
LOT DESCRIPTION Waterfront
LOT DIMENSIONS 291x172x100x40x214
MLS STATUS Active
PARKING Garage Door Opener, Garage Faces Side, Golf Cart Garage
POOL DESCRIPTION Heated, In Ground, Outdoor Pool, Pool/Spa Combo, Salt Water
SEWER Public Sewer
STORIES 1.5
SUBDIVISION None
UTILITIES Natural Gas Available
VIEW Yes
VIEW DESCRIPTION Water
WATER Public
WATER ACCESS Lake Wylie
WATERFRONT Yes
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Listed with COMPASS
Date last updated: 6/1/26 3:59 PM PDT

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