16312 Cozy Cove Road, Charlotte, NC 28278 (MLS # 4321861)

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PRICE $2,750,000 dsIDX morgage calculator
BEDS 6
BATHS 6
HOME SIZE 6,218 sqft
LOT SIZE 1.01 ac

Imagine a home that adapts perfectly to your lifestyle, offering three entirely separate living quarters without sacrificing a drop of luxury or lakefront charm. This 6,200-square-foot residence is a masterclass in versatility, designed specifically for multi-generational living or hosting guests with total independence. The finished walk-out lower level serves as a complete second home with its own full kitchen, two bedrooms, and two bathrooms, while a private upstairs apartment offers a third full kitchen and a dedicated bedroom suite. The lifestyle here revolves around the water. Step outside to a resort-style backyard where an inground pool and spa overlook your private dock, tucked away on a serene lake cove. Whether you're launching a boat for a sunset cruise or enjoying a quiet morning on the screened porch, the connection to the water is seamless. Inside, the main level acts as a sophisticated central hub. A two-story great room with a three-sided fireplace creates a dramatic focal point, flowing into a chef's kitchen designed for large-scale entertaining. The primary suite is also conveniently situated on the main floor, offering a secluded retreat with direct access to the expansive outdoor living areas. Located near the Palisades but notably free from HOA restrictions, this property offers a rare sense of privacy and freedom. You'll enjoy the feeling of a secluded getaway while just a short drive from Charlotte's premier dining, medical centers, and the international airport. It's more than just a home; it's a flexible, waterfront sanctuary built for the way you live today.

TRACT None YEAR BUILT 2019
COMMUNITY None GARAGE SPACES 4.0
COUNTY Mecklenburg STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Unspecified
Jr. High School Unspecified
High School Unspecified


ADDITIONAL DETAILS
AIR Central Air, Heat Pump, Multi Units
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Disposal, Electric Oven, Gas Cooktop, Refrigerator, Tankless Water Heater, Wine Refrigerator
BASEMENT Apartment, Daylight, Interior Entry, Partially Finished, Storage Space, Walk-Out Access, Yes
CONSTRUCTION Fiber Cement
EXTERIOR Dock, Fire pit, Gas Grill
FIREPLACE Yes
GARAGE Attached Garage, Yes
HEAT Central, Heat Pump, Natural Gas
INTERIOR Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
LOT 1.01 acre(s)
LOT DESCRIPTION Waterfront
LOT DIMENSIONS 291x172x100x40x214
MLS STATUS Active
PARKING Garage Door Opener, Garage Faces Side, Golf Cart Garage
POOL Yes
POOL DESCRIPTION Heated, In Ground, Outdoor Pool, Pool/Spa Combo, Salt Water
SEWER Public Sewer
STORIES 1.5
SUBDIVISION None
UTILITIES Natural Gas Available
VIEW Yes
VIEW DESCRIPTION Water
WATER Public
WATER ACCESS Lake Wylie
WATERFRONT Yes
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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Listed with COMPASS
Date last updated: 9/18/26 5:13 AM PDT

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