16312 Cozy Cove Road, Charlotte, NC 28278 (MLS # 4321861)

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PRICE $3,495,000 dsIDX morgage calculator
BEDS 6
BATHS 6
HOME SIZE 6,218 sqft
LOT SIZE 1.01 ac

Absolutely stunning waterfront retreat on Lake Wylie! Situated on just over an acre within the desireable Palisades area with no HOA restrictions, this exceptional 6 bedroom, 5 full/2 half bath property offers unmatched freedom and luxury in one of Charlotte's most coveted locations. A charming rocking chair front porch welcomes you into a breathtaking 2-story great room, highlighted by a dramatic three sided floor-to-ceiling stone fireplace. The open dining area flows seamlessly into the chef's kitchen, featuring an oversized island with breakfast bar, 36" gas cooktop, double wall ovens and a full size side by side refrigerator and freezer. Just off the great room, the covered deck provides one of many inviting outdoor living spaces with tranquil lake views. The main level primary suite impresses with a spacious 17x21 bedroom overlooking the water, along with spa-inspired bath and walk-in closet. Two additional bedrooms, a jack and jill bath, walk-in pantry and a large laundry room leading to the 3-car garage complete the main level. Upstairs, you'll find a full private apartment -- ideal for in-laws, guests, and more -- offering a beautiful kitchen, open living area with lake views, a generous bedroom, 1.5 baths, pantry and laundry. The expansive basement adds even more versatility featuring a living room/rec room, full kitchen, 2 bedrooms and 2 full baths. Over 1,000 sf of unfinished space offers endless possibilities for storage, home gym or future expansion. A separate one-car garage with workshop is perfect for a golf cart, tools and lake toys. Walk out from the basement to a spacious screened porch overlooking the inground pool, hot tub, grill station, built-in firepit and, of course, Lake Wylie. Follow the gentle path down to your private dock and enjoy boating, water sports, fishing or peaceful sunset views. This unique property offers true lake living with unmatched convenience. Schedule your appointment to see this incredible property today!

TRACT None YEAR BUILT 2019
COMMUNITY None GARAGE SPACES 4.0
COUNTY Mecklenburg STATUS Coming Soon
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Unspecified
Jr. High School Unspecified
High School Unspecified


ADDITIONAL DETAILS
AIR Central Air, Heat Pump, Multi Units
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Disposal, Electric Oven, Gas Cooktop, Refrigerator, Tankless Water Heater, Wine Refrigerator
BASEMENT Apartment, Daylight, Interior Entry, Partially Finished, Storage Space, Walk-Out Access, Yes
CONSTRUCTION Fiber Cement
EXTERIOR Dock, Fire pit, Gas Grill
FIREPLACE Yes
GARAGE Attached Garage, Yes
HEAT Central, Heat Pump, Natural Gas
INTERIOR Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
LOT 1.01 acre(s)
LOT DIMENSIONS 291x172x100x40x214
MLS STATUS Coming Soon
PARKING Garage Door Opener, Garage Faces Side, Golf Cart Garage
POOL DESCRIPTION Heated, In Ground, Outdoor Pool, Pool/Spa Combo, Salt Water
SEWER Public Sewer
STORIES 1.5
SUBDIVISION None
UTILITIES Natural Gas Available
VIEW Yes
VIEW DESCRIPTION Water
WATER ACCESS Lake Wylie
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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CONTACT US ABOUT 16312 COZY COVE ROAD
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Listed with COMPASS
Date last updated: 11/18/25 10:17 PM PST

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