21520 Rio Oro Drive, Cornelius, NC 28031 (MLS # 4318718)

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PRICE $3,499,500 dsIDX morgage calculator
BEDS 4
BATHS 4.5
HOME SIZE 3,928 sqft
LOT SIZE 10,019 sqft

Experience lakeside luxury at its finest in this architecturally crafted Custom Home, featuring pristine shoreline and panoramic open-water views. Thoughtfully designed for both comfort and style, this residence offers a seamless blend of modern sophistication and natural beauty. An open floor plan with 10-foot ceilings and engineered white oak floors throughout creates a bright, airy flow, perfectly complemented by oversized windows and stacked sliding doors that blur the line between indoor and outdoor living. The Gourmet Kitchen is a chef's dream, showcasing Hi-end Monogram appliances, Walk-In Scullery/Pantry w/ additional dishwasher & sink, an oversized island with panel-ready finishes, undermount lighting, and custom cabinetry that continues throughout the home for a cohesive, elegant aesthetic. The Primary suite, located on the main level, impresses with a vaulted ceiling, dual-zone climate control, and open water views. The Primary ensuite bath features separate oversized vanities with quartz countertops and premium fixtures, oversized walk in shower w/ dual shower heads and frameless glass, with a connection straight to the walk in closet and laundry. Waterfront views from the Great Room create a seamless transition to the outdoor living area. The open-concept Great Room is centered around a custom built fireplace w/ designer cast stone surround, Built-in media wall with integrated sound system, and expansive stacked sliding glass doors opening to the covered patio. Each Bedroom is a private retreat, featuring a walk-in closet and ensuite custom bathrooms, and an oversized loft/bonus for ultimate comfort and convenience upstairs. Interior living space offers Custom Lighting, Sonos whole-home audio and Eero Network system for seamless connectivity, oversized stacked sliders and windows framing a stunning water view, and custom Cabinetry and detailed Millwork throughout. Covered outdoor living space includes Isokern ventless fireplace, In-ceiling heaters, Integrated AV system, Outdoor Kitchen featuring Bull appliances and Quartzite countertops Additional home highlights include a whole-home AV package, offering seamless smart home integration and immersive entertainment throughout, High-Efficiency HVAC and Insulation package, Premium window and door systems for energy performance & sound reduction, Designer hardware and finishes throughout every space, and a large dropzone adjacent to the garage entrance. From its thoughtful craftsmanship to its breathtaking views, this home redefines waterfront living "” blending timeless design, modern innovation, and effortless luxury in every detail. Lot is impervious exempt and a pool can be put in by buyers (Potential Pool Plan is in mls attachments) and the pool plan is in place with gas and electrical utilities pre-installed in the home already.

TRACT Bahia Bay YEAR BUILT 2025
COMMUNITY Bahia Bay GARAGE SPACES 2.0
COUNTY Mecklenburg STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Cornelius
Jr. High School Bailey
High School William Amos Hough


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave, Oven, Tankless Water Heater
BASEMENT Crawl Space
EXTERIOR Dock
FIREPLACE Yes
GARAGE Attached Garage, Yes
HEAT Heat Pump
HOA DUES 75
INTERIOR Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
LOT 10019 sq ft
LOT DESCRIPTION Waterfront
MLS STATUS Active
PARKING Driveway, Garage Faces Side
SEWER Public Sewer
STORIES 2
STYLE Modern
SUBDIVISION Bahia Bay
UTILITIES Natural Gas Available, Electricity Connected
VIEW Yes
VIEW DESCRIPTION Water
WATER ACCESS Lake Norman
WATERFRONT Yes
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Listed with Keller Williams Lake Norman
Date last updated: 11/12/25 11:41 PM PST

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